How and When to Pay a Roofer
If it is time for your roof to be replaced or a section is starting to leak or lose its shingles, you shouldn't delay in calling a roofing professional. He or she will be able to inspect your roof and pinpoint the source of any problem that you may be having. Once an inspection is complete, a professional will make recommendations and provide an estimate for how much the work will cost.
How Can You Pay Roofing Contractors?
Most roofers will allow you to pay them over time assuming that you qualify for financing that they offer on their own or through a bank. You may also be able to pay with a credit card or obtain a personal loan to pay for the roof work. A home equity loan or line of credit may also be an option for those who have sufficient equity in their homes.
Insurance May Cover Roof Repair Work
If a storm caused your roof to leak or shingles to come loose, it may be possible to file a homeowners insurance claim. Your insurance company will either reimburse you for any money already spent or pay the contractor directly. In some cases, the contractor will work directly with your insurance company to figure out what type of materials to use or what other costs will be covered.
When Do You Pay Your Roofing Professional?
The timing of any payment that you make will be determined before any work gets started. Some contractors may demand payment for services rendered before work begins. However, this is not something you should agree to as the contractor could easily walk away with your money without actually doing any work.
In most cases, you will pay half of the amount before work begins and the other half when the work is completed. If you obtain financing to have roof work done on your home, you will repay the loan based on the terms you agreed to with the lender.
What If There Is a Dispute?
If there is a dispute as to the quality of the work done or if work is not completed on time, you may have recourse. First, it may be a good idea to work out a new payment plan or ask for a discount from the contractor. Second, it may be possible to simply pay for work already done and have another contractor finish the job. Finally, it may be possible to file a lawsuit in extreme cases when no other option seems likely to yield a positive result.
Your roof is the most important component to a home. If it starts to leak or otherwise show signs of weakness, it should be repaired or replaced immediately. Fortunately, most contractors will work with you to create an affordable solution that allows you to keep yourself and your family safe. For additional info, visit Cherry & Clark Roofing and learn more from their online references.